Attention homeowners: Real estate appraisal services for in Oklahoma City and Oklahoma County

See the top 7 reasons why OK homeowners call on Schmedt Co. Appraisal:

  1. Pre-listing appraisals (whether they're selling the home themselves or using a real estate agent)
  2. To challenge a OK property tax assessment
  3. Remove PMI to reduce their mortgage payments
  4. Reinstate their Home Equity Line of Credit (or HELOC)
  5. To review a different appraiser's report for verification
  6. In the case of a OK divorce, where property needs to be divided
  7. Settle an estate in OK by determining the true market value of real estate in question

Do you own a house in or near Oklahoma City? Do you need help determining the value of your real estate?
Contact Schmedt Co. Appraisal.

We at Schmedt Co. Appraisal understand the individual needs of a consumer in need of appraisal services. Our typical business clients are used to the appraisal process and the customary reporting formats. But as a general consumer,we will give you extra guidance and explanations through the appraisal process to better understand what we do and how we document the results of our analysis.

For Sale By Owner/Pre-Listing Services

It's very hard to be objective about your home because you most likely have an emotional attachment to it. Our professional appraisers at Schmedt Co. Appraisal are objective. We won't just tell you what you want to hear, we'll tell you what you need to know. A professional appraisal is very crucial as a negotiating tool once you have an attainable buyer, in addition to helping you set a realistic price to sell at so your property will attract buyers. It gives you something concrete to show your buyer. It's an independent third party's opinion of your house's price, and not just you saying how much you think your home is worth. Interested buyers assume that you have an emotional attachment to your home and will be far more likely to give credibility to an expert appraiser's value assessment than yours.

Appraisals to cancel PMI

PMI stands for Private Mortgage Insurance. An attractive way to save money for homeowners is getting the PMI eliminated from their mortgage loan, thus saving them money on their monthly payments. Once your mortgage loan amount is below 80% of the value of your property, in most cases you can apply to a lender to have the PMI canceled from your loan, which will make your monthly payments go down. At Schmedt Co. Appraisal, we're experts in helping clients just like you rid yourselves of undesirable PMI insurance.

Challenge Oklahoma county's assessment of your property

Lets say your home is not appreciating as much as other houses close to yours -- your local tax assessor may have your house overvalued. This means you're most likely paying higher taxes than you should be paying. The sooner you take care of a matter like this, the better, since your property assessment may likely go up again in the next period. An appraisal report from Schmedt Co. Appraisal is your #1 weapon when contesting your property tax assessment.

Was your HELOC recently frozen?

If your property is in or near a declining area, your lender might just decide to automatically freeze your home equity line of credit (HELOC) - even if your specific property has not declined in value. Not only can this be disadvantageous from a cash flow angle, but it can be damaging to your credit score since it may appear as though that credit line is maxed out. Schmedt Co. Appraisal can help you reinstate your home equity line of credit with a professional appraisal.

Do You Need Field and Desktop Appraisal Review Services?

Do you need a professional to double-check your appraisal for accuracy, or do you want a second opinion without the added expense and delay of waiting for a whole new appraisal? Schmedt Co. Appraisal offers field reviews where we'll go out and check the subject and comps in question. Or, if you need it in a rush, we can provide desk review and verify as many facts as we can using online data sources as well as our own files.

We can also provide you with a a retrospective review of any appraisal you may have had in the past. Even though this is usually requested by banks, you may want to utilize this service if you suspect mortgage fraud related to your property.